The Kasumi Credit Card is designed for people who frequently shop at Kasumi and AEON Group stores. The Kasumi credit card provides convenience, loyalty rewards, and flexible payment options.
It lets you earn points and get discounts while managing your expenses effectively. This guide explains its features, benefits, interest rates, and how to apply.
Overview of the Kasumi Credit Card
AEON Financial Service Co., Ltd., issues the Kasumi Credit Card under the JCB network. It functions as both a credit card and a WAON electronic money card.
This feature allows you to pay and earn rewards in thousands of stores. You can easily track spending and manage points using the AEON Wallet App.
It’s best suited for frequent AEON and Kasumi shoppers who want flexibility. The card combines security, convenience, and digital access.
Eligibility and Requirements
Applicants must live in Japan and be at least 18 years old. Students can apply with parental consent.
You will need identification, a contact number, and a bank account for verification. The process is quick and completed online without paper forms.
Approval gives you immediate access to a digital card. The physical version arrives at your address within two weeks.
Main Features and Benefits
The Kasumi Credit Card offers benefits that enhance your shopping experience. It combines discounts, reward points, and flexibility.
Regular users save money while collecting points faster. Understanding these features helps you maximize value.
The benefits are straightforward and designed for everyday use. Below are the most notable advantages.
Kasumi Happy Day Discounts
Every Wednesday and Friday, Kasumi offers a 5% discount to card users. These are called “Kasumi Happy Days.” The offer applies only to in-store purchases.
Payments through Apple Pay, Scan & Go, or delivery orders do not qualify. Planning shopping days around these offers helps increase savings. It’s a simple way to cut costs weekly.
Triple WAON Points on Tuesdays
Every Tuesday, you earn three times the usual WAON POINTS on purchases. The bonus applies automatically with each eligible payment.
This system rewards frequent shoppers quickly. Accumulated points can be converted into WAON electronic money. You can use these for discounts or future shopping. It’s an easy way to maximize every transaction.
Auto-Charge Convenience
The Kasumi Card has an automatic WAON charge function. This feature reloads your balance when it’s low. It saves time and ensures smooth transactions.
You never have to worry about running out of funds. Auto-charge makes the shopping experience easier. It’s especially useful for regular customers.
Double Points at AEON Group Stores
Kasumi Card users earn double WAON POINTS at AEON Group stores. You gain more with every purchase inside the AEON network.
On the 20th and 30th of each month, there’s a 5% discount called “Customer Appreciation Day.” Combining both offers boosts your savings further.
These benefits make the card valuable for consistent shoppers. Every transaction counts toward more rewards.
WAON Point System Explained
WAON POINTS are part of AEON’s main loyalty program. They allow users to earn rewards for every purchase. For every 200 yen spent, you earn one point.
You can use points as cash at participating stores. They can also be converted into electronic money for future spending. It’s a system built for simplicity and convenience.
Earning and Redeeming Points
You can increase points by shopping during special events. Tuesdays and AEON’s Double Points Day offer faster accumulation.
Linking your card to AEON campaigns adds even more bonuses. Checking your AEON Wallet App helps you monitor your total points.
Redeeming them is instant at checkout. This approach keeps every purchase rewarding.
Other AEON Group Perks
The Kasumi Card gives access to AEON Group privileges. It’s not limited to groceries but also includes entertainment and lifestyle benefits.
One highlight is discounted tickets at AEON Cinemas. Cardholders earn WAON POINTS for every movie purchase.
The AEON Double Points Day on the 10th of each month adds more benefits. It’s a complete experience that extends beyond daily shopping.
Loan and Payment Information
The Kasumi Card offers borrowing options up to 3 million yen. The minimum amount available is 1,000 yen.
The interest rate ranges between 7.8% and 18.0% per year. Late payments are charged 20.0% interest.
You can repay through one-time, revolving, or equal monthly installments. The repayment period can last up to 57 months.
Loan Management and Flexibility
There’s no need for collateral or a guarantor. Approval is based on your credit review. You can manage payments directly from your AEON Wallet App.
This flexibility helps with budgeting and control. The loan service suits individuals seeking reliable financial support. It combines convenience and transparency for borrowers.
Application Process
The Kasumi credit card application is entirely online. It’s fast, paperless, and requires only a few steps.
- Step 1: Enter your personal information and bank account details on the AEON website.
- Step 2: Complete the online verification process. No physical documents or seals are required.
- Step 3: After approval, your card appears in the AEON Wallet App. The physical card arrives in about two weeks.
This process ensures quick approval and easy setup for new users.
Managing and Securing Your Card
Managing your card helps maintain security and control. The AEON Wallet App allows you to view all transactions.
You can adjust settings, check balances, and set auto-charge preferences. The app also lets you lock your card if it’s lost or stolen.
SMS alerts can notify you of suspicious activity. Regular monitoring ensures safety and peace of mind.
Customer Support and Contact Information
AEON provides customer assistance for all Kasumi Card users. Support includes help with balance checks, point issues, and lost cards.
The WAON Call Center can be reached at 0570-064-375 (Navi Dial charges apply). They’re available 9:00 AM to 9:00 PM, every day.
Always call personally for account verification. In-person support is also available at AEON and Kasumi stores.
Important Notes and Conditions
Approval depends on AEON Financial’s internal screening. Terms may vary for each applicant. Promotions and discount offers can change without prior notice.
Always confirm the latest information on AEON’s website. Some payment methods may not qualify for certain benefits. International JCB transactions may include extra fees.
Frequently Asked Questions
Here are answers to common questions about the Kasumi Credit Card. These points clarify essential details and help you use your card more efficiently.
- Can foreigners apply for the Kasumi Credit Card? Yes, foreign residents in Japan with valid addresses and bank accounts can apply.
- How can I check my WAON POINT balance? You can view your points in the AEON Wallet App or on printed receipts.
- What should I do if I lose my card? Contact the WAON Call Center immediately to block the card and prevent misuse.
- Can I link my Kasumi Card to Apple Pay? Yes, but note that Apple Pay transactions may not count toward Kasumi Happy Day discounts.
Conclusion: A Smart Choice for Everyday Shoppers
The Kasumi Credit Card is ideal for AEON and Kasumi shoppers who want savings and rewards. It combines convenience, flexible repayment, and digital access.
Regular users benefit from discounts and loyalty bonuses. For everyday spending, it’s a smart, reliable choice.
Disclaimer: Terms, conditions, and rates can change without notice. Always confirm the latest details with AEON Financial Services or WAON before applying or using the card.
