The BicCamera Suica Credit Card is a smart pick for anyone in Japan who wants convenience and rewards.
It combines commuter pass, credit card, and loyalty program benefits.
Below is a complete guide on what it offers and how to request it online.
Unique Selling Points
These are the standout features that make the BicCamera Suica Credit Card a valuable choice for daily life in Japan:
- Dual-purpose card – Functions as a Suica transport card and a Visa credit card.
- Backed by JR East – Issued by View Card, part of the JR East group.
- Ideal for commuters – Designed for frequent train users and city residents.
- Integrated BicCamera perks – Earn high-value points when shopping at BicCamera.
- Accepted widely – Usable across most retailers and public transport lines in Japan.
- Eliminates card clutter – Combines train fare and shopping into one convenient card.
- Easy to manage – Fully compatible with Mobile Suica and View Card app.
- Starter-friendly – The first year is free, encouraging new users to try it risk-free.
- Fast contactless payments – Equipped with an IC chip for smooth transactions.

Real-World Use Case
This card fits naturally into your everyday routine, from commuting to shopping. Here’s how you’d use it:
- Commute seamlessly – Use it as a Suica card to tap in and out of trains and buses.
- Automatic top-up – Suica balance is recharged automatically when it gets low.
- Earn points daily – Each Suica auto-charge earns View Points without extra effort.
- Shop for tech – Make purchases at BicCamera and get up to 10% in-store points.
- Save while spending – Points can be redeemed for discounts or products.
- One card, multiple uses – Pay for travel, shopping, and even vending machines with one tap.
- Track activity via the app – Use the View Card app to monitor spending and point balance.
- Great for busy lifestyles – Cuts downtime at stations and checkouts.
Card Features
The BicCamera Suica Credit Card has features that add value to your travel and shopping experience. Here’s what it offers:
- Suica Auto-Charge – Automatically refills your Suica balance when it runs low.
- BicCamera point rewards – Earn up to 10% in points on purchases at BicCamera when paying by credit.
- View Card Points system – Earn additional points on Suica charges and JR East train purchases.
- IC chip technology – Ensures secure, fast, and contactless payments at stations and stores.
- Apple Pay and Mobile Suica are compatible – Fully usable on smartphones and smartwatches.
- Access to View Portal – Track transactions, check balances, and redeem points online.
- No charge for Suica functions – Use Suica without extra service fees.
- Fast checkouts – Tap-and-go speed for both transport and store payments.
- Seamless integration – All functions are tied into one physical card and linked to mobile tools.
How to Apply Online
The application process is fully digital and can be completed in just a few steps. Here’s how you can do it:
- Visit the View Card website – Navigate to the BicCamera Suica Credit Card section.
- Click on the “Apply” button – Start the online application form.
- Log in or continue as a guest – Registered users can log in; new users can proceed with the form.
- Enter personal details – Provide your full name, address, date of birth, and phone number.
- Fill in employment info – Include job title, company name, and income level.
- Add contact and billing info – Enter email and Japanese bank account details.
- Upload necessary documents – Scan and submit a residence card or driver’s license.
- Review and accept the terms – Confirm all details and agree to the terms and conditions.
- Submit the application – Click to finish and receive an email confirmation.
- Wait for approval – Most applicants receive updates within a few business days.
- Receive your card by mail – Delivery typically takes 1–2 weeks after approval.
Eligibility Requirements
To apply for the BicCamera Suica Credit Card, you must meet the following criteria:
- Minimum age of 18 – Applicants must be at least 18 years old.
- Valid residency in Japan – Applicants should have a valid residential address in Japan.
- Stable income – A consistent source of income is necessary for approval.
- Japanese bank account – Required for billing and payments.
- Valid identification – A residence card, passport, or driver’s license.
- Japanese language proficiency – The application process is conducted in Japanese.

Required Documents
To ensure a smooth application process, prepare the following documents:
- Valid identification – A government-issued ID such as a residence card, passport, or driver’s license.
- Proof of address – Recent utility bills, bank statements, or official government correspondence displaying your current Japanese address.
- Income verification – Documents like recent pay stubs, tax returns, or bank statements to demonstrate financial stability.
- Japanese bank account details – Information necessary for billing and payments.
- Contact information – A valid phone number and email address for communication and verification purposes.
Fees & Interest Rates
Understanding the costs associated with the BicCamera Suica Credit Card is crucial for effective financial planning.
- Annual Fee – Free first year; ¥524/year after, waived with one yearly use.
- Revolving Interest – Around 15% APR on unpaid balances.
- Suica Auto-Charge – No extra fees for automatic Suica top-ups.
- Late Payment Fee – Extra charges may apply for missed payments.
- Foreign Transaction Fee – May apply on overseas purchases.
- Cash Advance Fee – Cash withdrawals incur fees and higher interest.
- Balance Transfer Fee – Transfers may include added fees and conditions.
Extra Benefits You Might Miss
Beyond the basics, this card offers helpful extras that add value to your daily and travel routines:
- Travel Accident Insurance – Covers accidents during trips paid with the card.
- Purchase Protection – Short-term coverage for stolen or damaged items.
- Online Shopping Rewards – Bonus points from partnered online stores.
- Airport Compatibility – Use Suica at airport shops and transit gates.
- Exclusive Promotions – Access cardholder-only bonus point events.
- Ticket Booking Perks – Get JR East travel discounts and early booking options.
Foreigners: Can You Apply?
Yes, foreign residents in Japan can apply for the BicCamera Suica Credit Card.
- Valid Residency: Applicants must have a valid residence status in Japan, such as a work or student visa.
- Proof of Address: A current Japanese address is required during the application process.
- Stable Income: Demonstrating a stable income can enhance the chances of approval.
- Japanese Bank Account: Applicants need a Japanese bank account for billing purposes.
- Language Proficiency: The application process is in Japanese; proficiency or assistance may be necessary.
Customer Service & Contact Info
For assistance with your BicCamera Suica Credit Card, you can contact View Card Co., Ltd.
- Customer Service Phone: 03-5334-1300
- Mailing Address: View Card Co., Ltd., 5-1 Osaki 1-chome, Shinagawa-ku, Tokyo
- Website: View Card Official Website
- Operating Hours: Weekdays from 9:00 AM to 5:00 PM (Japan Standard Time)
The Bottomline
The BicCamera Suica Credit Card is a practical option for anyone living in Japan who commutes regularly and shops at BicCamera.
It combines convenience, rewards, and mobile features in one easy-to-use card.
If you meet the requirements, consider applying online today to enjoy its full benefits.
Disclaimer
All features and benefits are subject to change.
Refer to the official View Card website for the most accurate and up-to-date information.