The ANA JCB Wide Gold card is designed for travelers who want to earn more miles and enjoy exclusive privileges. This card combines ANA’s premium travel benefits with JCB’s global acceptance and customer support.
It offers competitive rewards for everyday spending and frequent flying. Here’s everything you should know before applying.
Understanding the ANA JCB Wide Gold Card
This card was created for those who value consistent mileage earning and travel benefits. It combines ANA’s mileage program with JCB’s trusted payment network.
Users enjoy enhanced rewards when booking flights, shopping, or traveling abroad. Its benefits make it one of the most balanced options among ANA’s gold card lineup.
Key Features Overview
The ANA JCB Wide Gold Card provides generous rewards, insurance coverage, and lifestyle benefits. Members receive a strong combination of travel convenience and cost efficiency.
- Earn 2,000 miles upon enrollment or renewal
- Receive 25% ANA boarding bonus miles
- JPY 1,000 = 10 miles on everyday purchases
- JPY 100 = worth 2 miles on ANA tickets
- Annual fee: JPY 15,400 (primary), JPY 4,400 (family member)
- Travel insurance up to JPY 50,000,000
Mileage and Rewards Program
This card is ideal for people who frequently fly with ANA and its partners. Members gain access to ANA Mileage Club benefits, earning points that convert directly to miles. These miles can be redeemed for tickets, upgrades, or merchandise.
How You Earn and Redeem Miles?
Mileage accumulation is automatic, and rewards can be redeemed easily through the ANA website.
- Enrollment/Renewal: 2,000 miles bonus
- Everyday Spending: JPY 1,000 = 10 miles
- ANA Flights: JPY 100 = worth 2 miles
- Boarding Bonus: 25% extra miles for ANA Group flights
You can redeem miles for flight upgrades, partner rewards, or hotel stays.
Annual Fee and Cost Efficiency
This card’s annual fee structure makes it affordable among premium travel cards. You pay for gold-tier benefits without the high charges often linked to American Express variants. Frequent travelers will find the fee reasonable considering the rewards it offers.
- The ANA JCB Wide Gold Card includes comprehensive membership options for individuals and families.
- Primary Member: JPY 15,400 (tax included)
- Family Member: JPY 4,400 (tax included)
This pricing is competitive with ANA’s MasterCard or Visa Gold cards. The card’s balance of costs and benefits suits travelers who fly a few times each year.
Travel Accident Insurance and Coverage
One of the strongest points of this card is its built-in insurance coverage. It provides protection for both domestic and international travel. Whether you face medical emergencies or flight accidents, you’re financially protected.
Insurance Coverage Details
Coverage is automatic and applies as soon as travel begins.
- Overseas and Domestic Coverage: Up to JPY 50,000,000
- Extended Coverage: Up to JPY 100,000,000 (based on terms)
- Includes compensation for death, permanent disability, and medical costs
- Automatic application ensures peace of mind during trips
This insurance ensures you can travel with confidence under JCB’s global assistance network.
Extra Cardholder Benefits
The ANA JCB Wide Gold Card provides more than mileage; it adds convenience to every trip. From travel support to airport perks, it enhances your travel experience every time you use it.
Main Perks
Members receive privileges designed for frequent flyers and JCB Gold users.
- Airport Lounge Access: Use domestic and international lounges
- Concierge Service: Assistance with travel and dining
- Hotel and Shopping Discounts: Save through JCB partner offers
- ANA Partner Benefits: Get mileage multipliers with ANA Card Miles Plus merchants
These features elevate your travel lifestyle while keeping your expenses efficient.
Interest Rates and Payment Terms
Interest rates are transparent, making it easy for you to plan payments. Regular users can enjoy flexibility with installment and revolving options. Responsible payments also help maintain a healthy credit profile.
- Standard Interest Rate: Around 15% to 18% annually
- Installment Option: Manageable monthly payments through MyJCB
- Late Payment Fee: Approximately 14.6% per annum
- Statement Cycle: Monthly billing through the MyJCB online portal
Understanding these terms ensures that you maximize rewards while avoiding unnecessary charges.
Online Access and Security
The card integrates JCB’s digital tools for secure and convenient management. Online access allows you to track your spending, miles, and payment history anytime. Security features ensure all transactions remain protected.
- MyJCB Account: Manage statements, payments, and settings
- Mileage Tracking: Monitor earned and redeemed miles easily
- Fraud Protection: Real-time monitoring and zero-liability policy
- Mobile App Integration: Link with the ANA Mileage Club app for instant updates
This system allows cardholders to stay in control of their spending and rewards.
How to Apply for the ANA JCB Wide Gold Card?
You can apply for the card directly through the ANA or JCB website. The process is simple and quick, and can be completed online. The application review usually takes a few days.
Application Process
Before starting, prepare your identification, income proof, and contact details.
- Visit the official ANA Card website.
- Select the ANA JCB Wide Gold Card.
- Complete the online application form.
- Upload necessary verification documents.
- Submit and await email confirmation for approval.
Once approved, your card will be mailed within one to two weeks.
Customer Support and Contact Details
ANA and JCB maintain a strong customer service network to assist members. You can easily reach their support centers for inquiries, claims, or card management.
- ANA Mileage Club: 0570-029-767 (Domestic) | +81-3-4332-7477 (International)
- JCB Plaza Tokyo: +81-3-5778-8379 (Available in English and Japanese)
- Operating Hours: Monday–Friday, 9:00 AM–5:00 PM JST (excluding holidays)
They also offer 24-hour emergency services for lost or stolen cards worldwide.
Expert Tips to Maximize Card Benefits
To make the most of your card, use it strategically. Spending smartly on eligible purchases helps you accumulate miles faster. Combine this with ANA promotions for maximum gain.
- Always pay full balances monthly to avoid interest charges.
- Use the card for ANA flight bookings and ANA Card Miles Plus merchants.
- Keep track of your expiring miles every 36 months.
- Check the ANA website for seasonal bonus campaigns.
- Utilize JCB Gold perks for airport lounges and travel discounts.
These habits ensure consistent rewards and smooth travel experiences.
Conclusion – A Smart Choice for Frequent Travelers
The ANA JCB Wide Gold Card offers valuable benefits for frequent ANA travelers. Its reasonable annual fee, strong mileage program, and insurance coverage make it worth considering.
You can enjoy premium privileges without overspending. For travelers who want reliable rewards and worldwide support, this card delivers consistent value.
Disclaimer: Terms, conditions, and rates can change without notice. Always confirm the latest details with ANA or JCB before applying or using the card.
